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I had a client call me who had a borrower new to the country with no credit history and no FICO Score he was wondering what would be the best way to build up a credit history so he could get a FICO score for the borrowers
There will be certain times when you will need to have a really good credit score in order for you to be able to avail of certain financing privileges. For example, you may want to get your dream car from the nearby auto dealership in your area. Or you may want to apply for a loan from a creditor to help you expand your business. You may also wish to have your house mortgage refinanced. In any case, if you have a bad credit rating, you will keep on being turned down for credit.